Chartered Financial Services (2007) Inc. ("CFSI"), together with it's affiliated companies, including A.S.H. Management Group Inc., has been providing advice to real estate investors and mortgage lenders/insurers across Canada and the United States since 1986. During that time, CFSI has become recognized as a company that utilitizes a hands-on approach to real property, providing objective counsel that results in practical, profitable solutions

In addition to its asset management function, CFSI negotiates mortgage financing on behalf of its clients, with new or existing lenders in order to acquire the most favourable terms and conditions possible; renegotiates existing mortgages with lenders, mortgage insurers and owners.

Other areas of property/portfolio asset management in which CFSI is active on behalf of its clients include:

• coordination of property tax appeals;
  
  
• preparation of feasibility studies of properties, including income tax implications and alternate courses of action;
  
  
• property disposition and acquisition of widely held income-producing assets; and,
  
  
• conversion of residential rental properties to owner-occupied condominiums